Loan Products

Our Loan Rates as of 12.20.2024

Loan Type APR* †
Auto - Truck - Motorcycle As low as 5.25%
Off-Road Motorcycle As low as 8.99%
RV As low as 8.99%
Boat - Jet - Ski As low as 8.99%
First Mortgage Call for rate
Home Equity As low as 8.50%
HELOC As low as Prime +2.75%
Land Loan As low as 9.00%
Signature Loan As low as 11.99%
Ready Credit 18.00%
* Annual Percentage Rate (APR). All loans subject to credit approval. Actual rate received is based on credit qualifications.
† Variable rate information: the annual percentage rate may vary each calendar quarter. The rate will be based on the Prime Rate published in The Wall Street Journal. Rate may also change at the time of advance.
Preferred rate for those with higher scores. Rates are subject to change without notice. All loans are subject to credit approval. The credit union is an equal opportunity lender and makes loans without regard to race, color, religion, sex, handicap, family status, or nation origin. You will receive a complete disclosure of rate and terms associated with your loan before you sign any loan documents. New loan money only. Current plus credit union auto loans are not eligible for refinancing.
Rates and Fees are subject to change. Fees could reduce earnings.

Available Loans & Loan Products

  • Vehicle Loans - New & Used

  • Motorcycle Loans - New & Used

  • Boat & Recreational Vehicle Loans

  • Ready Credit (Line of Credit/Overdraft Protection)

  • Visa: Platinum, Gold, Classic, & Secured

  • First Mortgages

  • Fixed Home Equity

  • Home Equity Line of Credit

  • Land & Construction Loans

  • Share or Certificate Secured Loans

  • Credit Life Insurance

  • Credit Disability Insurance

  • Guaranteed Auto Protection (GAP)

  • Mechanical Repair Coverage (MRC)

Stop by or give us a call to learn more.


News & Tools

Now Offering 30-year fixed Mortgages

Plus Credit Union is now offering 30-Year Fixed Mortgage Loans!

  • Refinance your home or purchase your dream home today!

  • Don't have time...Let us do the work for you.

  • Email Lending so we can start working for you!


Car Loan Calculator Tools


Loan Protection & Insurance

Life

Life insurance exclusively for Plus Credit Union members, provided by CUNA Mutual and TruStage.

Auto & Home

Auto and home insurance from CUNA Mutual and TruStage only for Plus Credit Union members.

AD&D

Need Accidental Death and Dismemberment insurance coverage? Your Plus Credit Union membership can get you covered by CUNA Mutual and TruStage.