Fee Schedule
| Product/Service | Fee |
|---|---|
| Abandoned Account Dormant Fees (after 24 months) | $5.00 per month |
| Account Activity Printout | $2.00 per page |
| Account Closed | |
| Before 90 Days (Savings) | $10.00 |
| Before 90 Days (Checking) | $30.00 |
| By mail after 90 days | $0 |
| Account Reconciliation/Research (Min $20.00) | $20.00 per hour |
| ATM/Debit Card Fees | |
| ATM Deposit Error Correction | $5.00 per item |
| ATM Transaction Fee - Members | $0 |
| Foreign ATM Transaction Fee (non-CO-OP ATM) | $3.50 |
| ATM/Debit Card Charge - New | $0 |
| Lost | $10.00 |
| Expedited | $45.00 | Below Minimum Balance |
| Money Market (Min Bal: $2,500) | $7.50 |
| CARFAX Reports | $20.00 |
| Cash Advance Processing Fee | $10.00 |
| Message Pay: Debit Card | $5.99 |
| Message Pay: ACH | $4.99 |
| **Check Cashing Fee | $10.00 |
| Checking Service Fee - Monthly | |
| Member Checking | $10.00 |
| Integrity | $10.00 |
| Collections Payment Deferment | $50.00 |
| Collection Small Claim | $100.00 |
| Copy of Paid Check | $3.00 each |
| Copy of Deposited Items (Inc. Visa Payments) | $5.00 |
| Copy of Statement | $5.00 |
| Online Statement | Free |
| Courtesy Pay | $35.00 |
| Corporate Check | $10.00 each |
| Corporate Check Reissuance | $10.00 each |
| CUDL Conversion | $50.00 |
| Escheatment / Abandoned Property | $50.00 |
| Online Bill Pay | Free |
| Expedited Mailed Payment | $14.95 |
| Excessive Monthly Withdrawal Fees Kids Plus Account (After 1) | $10.00 each |
| Regular Share Savings (After 5) | $10.00 |
| Money Market Plus Account (After 6) | $10.00 each | IRA Closure | $25.00 |
| IRA Annual Maintenance Fee | $25.00 |
| Fax Service | $3.00 first page |
| Documents or Pages Faxed | $1.00 add pages |
| Letter Providing Account Information (verification of deposit) | $15.00 |
| Levy/Garnishment | $100.00 |
| Lien Release Fee | $10.00 |
| E-Title Expedited Release | $35.00 |
| Membership Opening Fee | $5.00 |
| Money Order | $2.00 each |
| Mortgage Payoff Processing Fee | $25.00 each |
| Negative Account Balance for Integrity Checking | $5.00 per day |
| Notary Service | $5.00 |
| NSF Item (paid or unpaid) | $35.00 |
| Overnight Mail | $45.00 |
| Photocopies | $0.20 each |
| PIN Reissued by Mail | $5.00 each |
| Printed Statements* | $15.00 | PlusLive (Online Banking Transactions) |
| Internal Transfers | Free |
| Mobile Deposit | Free |
| Pay-a-Friend | Free |
| Incoming External Transfers | Free |
| Outgoing External Transfers | Free |
| Real-Time P2P Payments | $1.50 each |
| Returned Deposit Items | $35.00 |
| Returned Mail/Bad Address Fee Per Month | $10.00 |
| After 12 more months | $15.00 per month |
| Stop Payment | $30.00 |
| Third-Party Transactions | $10.00 each | Wire Transfer |
| In/Out Domestic | $25.00 |
| In/Out Foreign | $40.00 |
| Vacation Member Only Withdrawal Fee (Through Teller or MSR) | $10.00** |
| Visa Annual Fee | $0 |
*Fee Waived with lending relationship.
**Vacation Account withdrawals are FREE:
from any CO-OP ATM
through Plus Phone (check sent to yourself in mail)
and if you maintain a Regular Share Savings Account
***Fee will be waived with a $200.00 average daily balance or a lending relationship.
Revised & Approved as of 10/03/2022