Privacy Policy

What Does Plus Credit Union Do With Your Personal Information?

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Name and Address
  • Social Security number, income and employment information
  • Account Balances and payment history
  • Account transactions and checking account history

When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons Plus Credit Union chooses to share; and whether you can limit this sharing.

Who We Are

Who is providing this notice? IBEW Plus Credit Union and Plus Credit Union

What We Do

How does Plus Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Plus Credit Union collect my personal information? We collect your personal information, for example, when you
  • Open account or deposit money
  • Pay your bills or apply for a loan
  • Use your credit or debit card
Why can’t I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else? Your choices apply to all joint account holders on the account.

Definitions

Affilliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Website Analytics and Cookies

 Plus Credit Union uses third-party analytics tools, including Google Analytics, to better understand how visitors use our website and to improve the performance, security, and functionality of our online services.

 These tools automatically collect certain technical information when you visit our website, which may include your IP address, browser type, device type, operating system, pages visited, time spent on pages, and general website usage data. This information is collected through cookies and similar tracking technologies that are active upon visiting the site.

 Information collected through Google Analytics is used in an aggregated manner to evaluate website traffic and usage trends. We do not use Google Analytics to collect or share nonpublic personal information about our members for marketing purposes.

 Google may process and store this information in accordance with its own privacy practices. For additional information, please review Google’s Privacy Policy at https://policies.google.com/privacy.

You may manage or disable cookies at any time through your browser settings or, where available, through our website’s cookie preference tool. You may also opt out of Google Analytics tracking by using the Google Analytics Opt-out Browser Add-on available at https://tools.google.com/dlpage/gaoptout

 Our use of analytics tools is consistent with applicable privacy laws and our commitment to safeguarding member information.


Questions?

Call toll-free (877) 871-4746 or (702) 871-4746 or go to www.pluscu.org.