Rates
Loan Rates
| Loan Type | APR* † |
|---|---|
| Auto - Truck - Motorcycle | As low as 5.25% |
| Off-Road Motorcycle | As low as 8.99% |
| RV | As low as 8.99% |
| Boat - Jet - Ski | As low as 8.99% |
| First Mortgage | Call for rate |
| Home Equity | As low as 11.00% |
| HELOC | As low as Prime +2.75% |
| Construction Loan | As low as 9.00% |
| Land Loan | As low as 9.00% |
| Signature Loan | As low as 11.99% |
| Ready Credit | 18.00% |
* Annual Percentage Rate (APR). All loans subject to credit approval. Actual rate received is based on credit qualifications.
† Variable rate information: the annual percentage rate may vary each calendar quarter. The rate will be based on the Prime Rate published in The Wall Street Journal. Rate may also change at the time of advance.
Preferred rate for those with higher scores. Rates are subject to change without notice. All loans are subject to credit approval. The credit union is an equal opportunity lender and makes loans without regard to race, color, religion, sex, handicap, family status, or nation origin. You will receive a complete disclosure of rate and terms associated with your loan before you sign any loan documents. New loan money only. Current plus credit union auto loans are not eligible for refinancing.
Rates and Fees are subject to change. Fees could reduce earnings.
† Variable rate information: the annual percentage rate may vary each calendar quarter. The rate will be based on the Prime Rate published in The Wall Street Journal. Rate may also change at the time of advance.
Preferred rate for those with higher scores. Rates are subject to change without notice. All loans are subject to credit approval. The credit union is an equal opportunity lender and makes loans without regard to race, color, religion, sex, handicap, family status, or nation origin. You will receive a complete disclosure of rate and terms associated with your loan before you sign any loan documents. New loan money only. Current plus credit union auto loans are not eligible for refinancing.
Rates and Fees are subject to change. Fees could reduce earnings.
Credit Card Rates
| Card Type | APR* ‡ ** |
|---|---|
| Platinum | 9.90% |
| Visa Gold | 16.50% |
| Visa Classic | 18.50% |
| Visa Secured | 18.00% |
| Visa Student/Teen | 18.50% |
* Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on credit qualifications.
** Variable rate information: the annual percentage rate may vary each calendar quarter. The rate will be based on the Prime Rate published in The Wall Street Journal.
‡ Variable rate information: The rate will be based on the Prime Rate published in The Wall Street Journal plus 10% for Classic/Student/Teen Cardholders, plus 8% for Gold Cardholders. Rate change will take effect on your next billing cycle date. Visa Disclosure
** Variable rate information: the annual percentage rate may vary each calendar quarter. The rate will be based on the Prime Rate published in The Wall Street Journal.
‡ Variable rate information: The rate will be based on the Prime Rate published in The Wall Street Journal plus 10% for Classic/Student/Teen Cardholders, plus 8% for Gold Cardholders. Rate change will take effect on your next billing cycle date. Visa Disclosure
Certificate of Deposit Rates
| Type | Term | Balance | Dividend Rate | APY* |
|---|---|---|---|---|
| Share Certificates | 3 Months | $500.00 - $9,999.99 | 3.445% | 3.500% |
| 6 Months | $500.00 - $9,999.99 | 3.687% | 3.750% | |
| 12 Months | $500.00 - $9,999.99 | 3.928% | 3.999% | |
| 24 Months | $500.00 - $9,999.99 | 3.057% | 3.100% | |
| 36 Months | $500.00 - $9,999.99 | 3.154% | 3.200% | |
| 3 Months | $10,000.00 - $89,999.99 | 3.445% | 3.500% | |
| 6 Months | $10,000.00 - $89,999.99 | 3.687% | 3.750% | |
| 12 Months | $10,000.00 - $89,999.99 | 3.928% | 3.999% | |
| 24 Months | $10,000.00 - $89,999.99 | 3.105% | 3.150% | |
| 36 Months | $10,000.00 - $89,999.99 | 3.202% | 3.249% | |
| 3 Months | $90,000.00 - and over | 3.445% | 3.500% | |
| 6 Months | $90,000.00 - and over | 3.687% | 3.750% | |
| 12 Months | $90,000.00 - and over | 3.928% | 3.999% | |
| 24 Months | $90,000.00 - and over | 3.154% | 3.200% | |
| 36 Months | $90,000.00 - and over | 3.251% | 3.300% | |
| IRA Accounts | 12 Months | $2,000.00 - $9,999.99 | 3.928% | 3.999% |
| 24 Months | $2,000.00 - $9,999.99 | 2.960% | 3.000% | |
| 36 Months | $2,000.00 - $9,999.99 | 3.057% | 3.100% | |
| 12 Months | $10,000.00 - $89,999.99 | 3.928% | 3.999% | |
| 24 Months | $10,000.00 - $89,999.99 | 3.008% | 3.050% | |
| 36 Months | $10,000.00 - $89,999.99 | 3.105% | 3.150% | |
| 12 Months | $90,000.00 and over | 3.928% | 3.999% | |
| 24 Months | $90,000.00 and over | 3.057% | 3.100% | |
| 36 Months | $90,000.00 and over | 3.154% | 3.200% |
* Annual Percentage Yield (APY) offered is accurate as of 02.16.2024
There may be a penalty for early withdrawal on any term share account. Dividends and Fees are subject to change. Fees could reduce earnings.
Rates and Fees are subject to change. Fees could reduce earnings.
There may be a penalty for early withdrawal on any term share account. Dividends and Fees are subject to change. Fees could reduce earnings.
Rates and Fees are subject to change. Fees could reduce earnings.
Savings Rates
| Type | Minimum Balance | Dividend Rate | APY* |
|---|---|---|---|
| Regular Shares Savings Account | $0 to $499 | 0.100% | 0.100% |
| $500 to $2,499 | 0.100% | 0.100% | |
| $2,500 to $4,999 | 0.100% | 0.100% | |
| $5,000 and over | 0.100% | 0.100% | |
| Money Market Plus Account | $2,500 - $9,999 | 1.490% | 1.500% |
| $10,000 - $24,999 | 1.490% | 1.500% | |
| $25,000 - $49,999 | 1.736% | 1.750% | |
| $50,000 and over | 1.982% | 2.000% | |
| Vacation Contractor Account | $0 to $499 | N/A | N/A |
| $500 to $2,499 | 0.010% | 0.010% | |
| $2,500 to $4,999 | 0.010% | 0.010% | |
| $5,000 and over | 0.010% | 0.010% | |
| Kids Plus Account | $5 - $999.99 | 0.100% | 0.100% |
| $1,000 and over | 0.100% | 0.100% | |
| Holiday Club | No Minimum | 0.100% | 0.100% |
| IRA / Roth IRA | $100 - $9,999 | 1.421% | 1.430% |
| $10,000 - $24,999 | 1.539% | 1.550% | |
| $25,000 - $49,999 | 1.638% | 1.650% | |
| $50,000 and over | 1.736% | 1.750% |
* Annual Percentage Yield(APY) offered is accurate as of 09.22.2023.
Rates and Fees are subject to change. Fees could reduce earnings.
Rates and Fees are subject to change. Fees could reduce earnings.
Checking Rates
| Account Type | Description | Rate | APY* |
|---|---|---|---|
| Member Checking | $0 - $999.99 | N/A | N/A |
| $1,000 and over | 0.010% | 0.010% | |
| Essentials Checking | No Minimum | N/A | N/A |
* Annual Percentage Yield(APY) offered is accurate as of 09.22.2023.
Rates and Fees are subject to change. Fees could reduce earnings.
Rates and Fees are subject to change. Fees could reduce earnings.